US Property Underwriter

Join a new specialist Property MGA!! The business is taking a fresh approach to Property underwriting, combining experienced underwriting expertise with technology and live building data to create a more informed view of risk. For an underwriter who is interested in how technology can change the way risk is understood and managed, this is a genuinely a new USP that has come to market.

You will have the opportunity to work across a range of Property products: , including Commercial Combined, Commercial Property Owners, Residential Property Owners, Unoccupied Property and Real Estate.

The Role

• Review new business submissions and assess the overall risk profile of each business
  Underwrite US Property risks in line with the MGA’s underwriting appetite, authority and profitability objectives.
• Use data and AI-driven tools to support underwriting decisions and improve risk assessment.
• Help improve and develop underwriting processes, guidelines and practices.
• Work collaboratively with colleagues and external partners to support the wider underwriting function
• Ability to work independently and manage responsibilities autonomously

Experience required

• Proven experience in Underwriting US Property business, ideally at an MGA but insurer backgrounds are being considered
• A solid understanding of the US Property insurance market, including broker distribution channels, underwriting practices and market dynamics
• Experience assessing new business submissions, negotiating terms and making commercially sound underwriting decisions within defined authority levels.
• Excellent communication and relationship-building skills, with the confidence to engage effectively with brokers and internal stakeholders.
• Comfortable working autonomously in a growing business, with the initiative to take ownership of underwriting decisions and responsibilities.
• A proactive, entrepreneurial mindset, with the flexibility to contribute to the development of a newly launched MGA.