New Business Underwriter – SME Property and Casualty

Be part of a new specialist Property MGA bringing a fresh approach to Property underwriting. Combining experienced underwriting expertise with technology and live building data, the business is developing a more informed, data-driven view of risk.

For an underwriter who wants to be part of a forward-thinking business and explore how technology can transform the way Property risk is assessed and managed, this is an exciting opportunity to join a new MGA with a genuinely differentiated proposition in the market.

You’ll have the opportunity to underwrite a diverse range of Property-focused products, including Commercial Combined, Commercial Property Owners, Residential Property Owners, Unoccupied Property and Real Estate.

The Role

• Good knowledge of the UK commercial insurance market and relevant regulatory requirements.
• Ability to work independently and manage responsibilities autonomously
• Assess and underwrite SME insurance risks, covering areas such as property and liability.
• Review new business submissions and assess the overall risk profile of each business.
• Work closely with brokers and other business partners to gather information and discuss risks
• Use data and AI-driven tools to support underwriting decisions and improve risk assessment.
• Ensure underwriting decisions are transparent, consistent and auditable.
• Help improve and develop underwriting processes, guidelines and practices.
• Work collaboratively with colleagues and external partners to support the wider underwriting function.

Experience required

• Experience in commercial and SME underwriting, with a strong understanding of property and liability risks.
• Excellent attention to detail and sound decision-making skills, with the ability to balance risk, pricing and profitability
• Strong communication and relationship-building skills, with the confidence to work with brokers, clients and internal stakeholders.
• Comfortable using, or interested in developing experience with AI-enabled tools and advanced analytics
• Good knowledge of the UK commercial insurance market and relevant regulatory requirements
• Ability to work independently and manage responsibilities autonomously